99% on purchases and cash advances, along with a $399. American Express offers credit cards and charge cards mostly focused on luxury travel benefits, high-end rewards, and premium customer service. The U. Chase Sapphire Reserve: Reserve Has More Mass Appeal. But the card’s sky-high annual fee can be a big turn-off for many business owners, as can the fact that, as a charge card, the Amex Business Platinum Card. 8. There are a variety of presentations of this card, all of which are metal: classic Platinum Card®,. The personal card rewards the referrer with 10,000 Aeroplan points per referral, while the business card awards 20,000 Aeroplan points per referral. Welcome bonus. You can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of. But that fee unlocks. Credit Card Satisfaction Study by J. Basic Card Members will get 1 Membership Rewards ® point for each dollar charged for eligible purchases on their Platinum Card ® or an Additional Card on their Account and 4 additional points (for a total of 5 points) for each dollar charged for eligible travel purchases on any Card on the Account (“Additional Points”), minus. Here are the cards that include this protection when you use them to pay for your items: American Express® Business Gold Card. Plum may get the metal card treatment due to being in the same AF tier, but I wouldn't count on it. Here are the details on the rates and fees of. The break even point vs standard cards for most platinum cards is somewhere around the 30k mark. Yes. It offers a domestic main cabin round-trip companion certificate that the Delta SkyMiles® Gold American Express Card doesn't bring to the table. There are cards that offer longer periods with 0% interest, but Amex might offer a higher limit. Fees Annual Membership Fee . Card Members must pay in full all charges not included in a Pay Over Time balance. Welcome bonus. First checked bag free on Delta Flights‡. The Plum Card® from American Express is a unique card in that it offers business owners flexible payment options over a 60-day period rather than 30. Won't affect your credit score. ‡. 1X is earned for other. 5% “cash-back,” which is actually an early payment discount. Amex Business Gold Card; Amex Plum Card; Comparing. Application link: Amex Platinum with a 80,000-point welcome bonus. Corporate Programs. Those 80,000 points are worth $1,600, according to TPG's valuation. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. If your Card is not listed on this page or if you are an Additional Card Member, please call the. While this business card doesn’t offer any robust rewards program, there’s an option to earn a discount for early payments. The American Express® App and app features are available only for eligible Card accounts in the United States. So whether you love (or don't love) the $200 annual airline fee credit , the up to $200 in annual Uber Cash , and up to $100 in annual Saks Fifth Avenue credits , they'll be sticking around. 40,000 bonus points after you spend $3,000 on purchases on your new card in your first 6 months. The American Express Business Gold Card offers a promising 70,000-point welcome offer after you spend $10,000 on eligible purchases within the first three months of card membership (terms apply. With most Amex cards, you're covered for up to $1,000 per covered incident and up to $50,000 per year, but the reimbursement doesn't include any shipping or handling expenses. Use Pay with Miles to reduce the cost of Delta. If you and your employees regularly travel outside the country, you may find more value in a credit card without foreign transaction fees, such as the Amex Plum card. There is an exception: cards such as The Platinum Card® from American Express and American Express® Gold Card don’t count toward this limit. 95 to $24. Plus Up Benefits are excluded. 26% compared to American Express’s average fee of 2. Centurion. Best American Express Cards of November 2023. Platinum. Subject to additional terms, conditions and exclusions. Still, the truth is that if they were made of real Platinum, the card alone would cost over $780, even more than the annual fee of $695. Charges. Each calendar year, you. To be honest these days I use my Chase Ink more. Products & Services. Rewards rate: Unlimited 1. With a $95 annual fee, this Card offers 3X points at U. 99% . ago. Card type: Travel: Travel: Credit card issuer: American Express: American Express: Annual fee $ 0 intro annual fee for the first year, $99 per year thereafter. Retailers eligible for cash-back in this category include, but are not limited to:The annual fee for the Amex Blue Cash Preferred card is $0 intro annual fee for the first year, then $95 , while the annual fee for the Amex Platinum card is $695. At first glance the increase from. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. See the pros and cons of American Express The Business Platinum Card vs American Express The Plum Card based on no annual fee, sign up bonus, perks, interest rates, and more. Intro offer: Earn 40,000 Membership Rewards® Points after you spend $3,000 on purchases on your new Card in your first 6 months of Card Membership, worth about $400. Amex Plum gives a discount of 1. Amex Platinum Amex Gold; Annual fee: $695: $250: Earning rates: 5x on flights booked directly with airlines or via American Express Travel (on up to $500,000 in purchases per calendar year) 5x on prepaid hotels booked with American Express Travel 1x on other eligible purchases 4x on dining at restaurants (including takeout and delivery. The Platinum Card® from American Express is one of the best premium rewards cards on the market thanks to its extensive benefits, from lounge access to monthly statement credits. Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases with the Business Green Rewards Card within the first 3 months of card membership. While the Venture X may offer more earning opportunities, keep in mind that TPG values Amex Membership Rewards at 2 cents each while Capital One miles are valued at a lower 1. The card details on this page have not been reviewed or provided by the card issuer. Card Refresh: Earn. The Business Platinum Card® from American Express. The Amex Plum card costs nothing the first year but costs $250 per year after that. This is important for American Express cardholders, given that the Platinum Card® from American Express card is currently offering 100,000 Membership Rewards points for new cardholders who spend. Select the Card below to read the full Policy for Extended Warranty related to that Card. Sign the back of the card, and you’re ready to start using it. $550 ( rates & fees) Best for Delta Loyalists, Lounges. S. Why It’s One of the Most Exclusive Credit Cards: The most exclusive credit card is the Centurion Card from American Express, otherwise known as the Amex Black Card. In 2023, American Express increased the fee for authorized users of The Platinum Card® from American Express to $195 per person (terms apply, see rates & fees ). THE POINTS GUY. They also offer complimentary elite tier membership, hotel room upgrades, access to exclusive benefits, and much more. If you do not pay for two billing periods in a row, the fee is the greater of. The Plum Card® from American Express. The Amex Blue Cash Preferred card earns bonus cash-back on transit, including tolls, buses, trains, parking, and more. Choose the business card from American Express that works best for your business needs. $695. A Gold card's annual fee is $250 per year; the Platinum card's annual fee is $695. The Aeroplan Reserve cards can refer to each other. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. Finally, I think Amex Platinum cards are only approved for people that qualify for some minimum "hidden limit," and I've heard it's around $5k/month spend. Welcome Offer. So, these two premium cards are not only great for travel, but they are also useful for everyday spending. The Bottom Line. Bottom Line: Both the Amex Platinum card and Amex Schwab Platinum card have the same rewards-earning potential for spending on either card. $2,000. Savings Accounts & CDs. Some applicants won't be eligible for this. Completely paid off my AmEx Cash Magnet card; Always paid the Plum card within a few days after statement cut (bonus: 1. By contrast, the Amex Platinum Card currently offers a lower welcome bonus: 80,000 points after spending $8,000 within the first six months of card membership. American Express® Business Gold Card. com to select the best Business Credit Card Products for your needs. Welcome bonus. $155 Walmart+ Credit: Cover the cost of a $12. Does it make sense to zusatz to owner coin?The American Express® Plum Card has simple terms — no APR, a $250 annual fee, 1. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4. $ 250. Delta Platinum Card [Detailed Comparison] Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months. The official American Express App for iPhone allows you to access your Account from anywhere. On the surface, the personal card's terms might seem better. 9. Annual Fee. If you need to carry a balance, Amex offers a feature called Pay Over Time, with interest rates similar to a credit card. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). OUR BEST OFFER: Earn 120,000 points after you spend $15,000 on purchases in the first 3 months. Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Lesson learned and since then, I've charged roughly 8k between December and January. NEW OFFER: Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months. Return Protection¹. The Amex Platinum Walmart Plus link-up surprised. Amex Plum gives a discount of 1. Earn 70,000 miles after spending $5,000 in purchases in the first 3 months. 5% cash back on any eligible portion of your balance you pay within 10 days of your statement. View your reward points, set up alerts and manage your account on the go with the Amex App. S. Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink. You can with the Platinum by using the "Plan it" feature which has 0% APR promo on the Biz Plat. You should not use these cards for most Amazon seller transactions: Amazon Business American Express Card. Visa Winner: American Express. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. The Amex Gold card is geared toward people who shop frequently, eat out a lot, and do a lot of everyday spending. . Learn More. The Business Platinum card is offering 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first three months of card membership. Level 2: Mid-tier cards. *. The Capital One Venture X Rewards Credit Card Is a straight forward card that is clear and simple. Delta Reserve Card vs. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2. Penalty Fees . Smaller annual fee. American Express Blue Business Cash™ Card At a Glance. Learn More. 99% p. $250 ( rates & fees) Best for Cash Back. The main divergence between the American Express Cobalt Card and the American Express Platinum Card centers around their rewards, fees, and exclusive perks. 07/16 used $2500 for renovations. Just like with any airline credit card, the Delta Platinum Business card is most valuable when you use it to book airfare. It’s worth noting, however, that both cards. If you already have an Amex credit card, it will be a soft pull, which is a good thing. The Platinum Card from Amex earns 5 Membership Rewards points per $1 for flights booked directly with airlines or with American Express Travel on up to $500,000 per calendar year, 5 points per $1. The Amex Platinum Cashback Everyday card pays you 5% back on your spending in the first three months,. Penalty Fees . 99% variable rate; which is still lower than most. We’re excited about the new additions to the Amex Business Platinum card, but equally (or more) exciting is its increased welcome offer. 8. Although it has a $250 annual fee, Amex Plum offers 1. American Express Platinum. 24% APR for Pay-Over-Time purchases, which is lower than many premium travel rewards cards -- but still much higher than you should ever be paying. Centurion. View All Prepaid & Gift Cards. You can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of membership, making this an. Spend $5k, pay it off, rinse and repeat. Marriott Bonvoy Business ® American Express ® Card. While both cards are issued by American Express, the Amex Platinum card is a premium travel rewards card that earns Membership Rewards points, while the Delta Platinum card is a co-branded airline credit card that earns Delta SkyMiles. Refer A Friend. The Amex Platinum currently offers a welcome bonus of 80,000 Membership Rewards points after you use your new card to make $8,000 in purchases in your first six months. Not only is it a higher amount than the up-to-$200 airline fee credit that comes with the Amex Platinum, but it's also much less restrictive. Manage payables and receivables all in one place. $550. Pay your bills from one easy interface. Apply for a Card: 888-297-1244. Cost includes $12. Amex Platinum Card — Overview Here is a quick look at how both cards stack up in each major review category. Learn More About American Express Car Rental Loss and Damage Insurance Related for Your Eligible American Express Card and How to File a Claim. Card details. If you’re not sure when you’ll have the money to pay your bill, this card provides some wiggle room. I'm a business owner, film and TV production, and one of my biz cards is my Amex Plum. Credit Cards. American Express® prepaid Cards and Cards issued by non-American Express issuers are not eligible. For example, my Amex Gold card carries an 18. Delta SkyMiles® Reserve American Express Card - best for sky club access. American Express offers excellent membership benefits on its premium cards, including various luxury travel perks. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible. Amex Business Platinum benefits. But. That’s equal to a 4. Delta SkyMiles Reserve. Learn more about the benefits Card Membership can provide. In comparison, The Business Platinum Card® from American Express is loaded with perks, and each benefit (however valuable it may be) requires a bit of. 80,000 bonus points: The Platinum Card® from American Express. 80,000-point. With the Amex Blue Cash Everyday card, you’ll earn cash-back at U. In addition to its many benefits, the American Express Business Platinum card also comes with a welcome offer of 120,000 points for spending $15,000. In 2021, the Amex Platinum Card began offering cardmembers statement credits toward Walmart+ membership of up to $155 per year (subject to auto-renewal), essentially knocking the out-of-pocket cost for the service down to nothing for most folks. Let's take a closer look at the Amex Platinum vs. of the past due amount, whichever is greater. Second user: no monthly fee for first 6 months, then $15 per month Additional users: $15 per user per month. Specifically, the Amex Platinum card has a $695 annual fee, while the Amex Green card has a $150 annual fee. The Plum Card® from American Express is a different kind of card, giving small business owners a lot of flexibility when it comes to paying it off. The American Express App. The service launched in 2020. online retail purchases, on up to $6,000 per year, then 1%. Does anyone know if this is more difficult to be approved for than the other charge cards because of the one month grace period to PIF? I - 6381417is useful for smallish businesses that want the option to either pay early and earn 1. Delta SkyMiles ® Reserve Business American Express Card. So, let's look at who should — and shouldn't — hold the Amex Business Platinum. Here are most of the families: Personal charge cards (Green, Gold, Platinum, and Centurion) Business charge cards (Plum, Business Green, Business Gold, Business Platinum, and Business Centurion)Amex Platinum vs Amex Platinum Schwab. AmEx Platinum vs. *. American Express® Gold Card. It offers a generous introductory rate of 0% for the first 12 months, then a 16. All the color ones with pay over time are charge cards. Cosmo_Hunter. Before we examine the details of our featured cards, take a look at this overview of the highlights of the Delta Platinum card and the Delta Gold card: Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. I carry three of these cards and pay $2,085 in annual fees each year. Authorized User Fee. Credit Intel – Financial Education Center. The Plum Card ® from American Express. You can add an authorized user to your Amex Platinum card for $195. Learn More. Use your Business or Corporate Card to send virtual payments to vendors who accept American Express® Cards. iPad. When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card ® from American Express. Spend between $250,000 to $350,000 per year on your Amex credit cards for the personal Centurion card or $400,000 to $500,000 for the business version (though some reports say you need to spend. Earn a $100 Delta Flight Credit towards future travel after you spend $10K in purchases on the Card during a calendar year ‡. Consumer Cards (25) Small Business Cards (14) American Express®. It's a great card, but it's not the right one for everyone. 70,000 Membership Rewards® points after spending $10,000 on eligible purchases within the. The American Express ® Gold Card automatically wins in this category due to its much lower annual fee of $250 (see rates and fees), compared to the $695 annual fee for The Platinum Card ® from. The Platinum Card ® from American Express has long been one of the top premium credit cards available. These cards are ordered from the most premium level at the top to less premium towards the bottom: Centurion ® Card from American Express — Most premium. Cardholders can choose to. Learn more about the benefits Card Membership can provide. Amex Platinum details: Annual fee: $695: Welcome bonus: 80,000 Membership Rewards Points after spending $8,000 on purchases in the first six months of card membershipFor example, The Platinum Card® from American Express offers some of the most generous perks available for frequent travelers, including the most extensive airport lounge access of any rewards card. American Express cards can only be downgraded to the. The Platinum Card® from American Express. Penalty Fees . Add up to 4 additional Cards with no annual fee. ScorpioRising55. ca/travel 5. 1. But some can be approved with a lower credit score. TPG's valuations peg the value of Membership Rewards points at 2 cents each, making the 80,000-point bonus worth $1,600. Your all-new metal Platinum Card Benefits. Delta SkyMiles® Platinum Business American Express Card. Getting a free, year-long WeWork hot desk membership is easy: just open a Business Platinum Card ® from American Express. Cardmembers will receive statement credits for their total spend on NEXUS fees rounded down to. American Express Gold Card. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account. Find Your Minimum Spending Requirement. The Amex Platinum consistently has one of the most valuable welcome offers out there. Card Type CHARGE CARD CREDIT CARD Annual Cardmembership fee £575 £575 Annual Supplementary Cardmembership fee One complimentary Platinum and up to four Gold or Green then: • £285 or f Platinum • £170 for Green or Gold One complimentary Platinum then: • £285 or f Platinum Functionality Charge – This Card has no pre-set. 99% to 24. Car Rental Loss and Damage Insurance is underwritten by AMEX Assurance Company. of the past due. The Delta Reserve card opens far more lounge doors than the Delta Platinum does. The representative APR on purchases is 31. Both card impose a 3% foreign exchange fee on transactions outside the UK. or . US Newcomers. Banking Banking. Updated September 20, 2023. com vs Americanexpress. Earn 30,000 Membership Rewards points when you get approved for the Card and spend R10,000 in the first 3 months. Amex and Chase points are both worth 2 cents each in TPG's valuations, and both bonuses require the same amount of spending ($15,000 in the first three months). Rates & Fees. Just let us know and. 5% on balances paid before the due date. a on purchases for 6 months. New Card Members only 6. Right now, there is a generous welcome offer on the Amex Platinum: Earn 80,000 Membership Rewards Points after you spend 80,000 on purchases within the first six months of card membership. 5% off the amount of any bill payment made within 10 days of your monthly due date. S. Also, this card only earns 1. Bottom Line: While both cards have good earning potential, the Chase Sapphire Reserve card has the edge as more categories earn 3 points per dollar spent. It will automatically apply to a broad range of travel purchases. The Plum Card® from American Express can help you with flexible spending: You can take up to 60 days to pay your balance without interest when paying the minimum due by the payment due date. The Platinum Card ® from American Express. To validate your coverage, please call the number on the back of your Card. The Amex Blue Business Cash card earns 2% cash-back on all eligible purchases on up to $50,000 per calendar year, the 1% thereafter. If you credit is rock solid and you have high limits go for it. com to select the best Business Credit Card Products for your needs. The Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. 5 percent discount on eligible charges when you. A 4-digit number on the front, just above your credit card number”. Delta SkyMiles® Platinum Business American Express Card. Bottom Line: Earn 1x points for all purchases, but 2x when using the Amex Business Green card through the Amex Travel. The card now comes with a whopping 120,000 bonus points after you spend $15,000 in your first three months. If you’re a committed United Airlines flyer, the United Club Infinite Card is a great option for a luxury travel experience. VISA/MASTERCARD. In 2011, they put a spending limit on my account of $1500. Benefits. However, the perks on the Amex Business Gold card are somewhat light, but you’ll save about 50% on annual fees compared to the Amex Business Platinum card. Earn $1,000 cash-back after you spend $10,000 on purchases in the first 3 months. See Rates & Fees , Terms Apply. 07/18 - denied when I tried pay a licensing fee $160. Business Platinum. The Chase Sapphire Reserve® has a welcome offer of 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. Business. American Express Charge Cards include privileges that are designed to enhance every aspect of your jetsetter life, such as air miles, hotel accommodation, and shopping vouchers. View All Prepaid & Gift Cards. You could also be targeted for a higher bonus through the CardMatch tool (although offers through CardMatch are not. The Amex Blue Business Cash card earns 2% cash-back on all eligible purchases on up to $50,000 per calendar year, the 1% thereafter. You can also contact customer service online through the live chat feature from your account. American Express SmartEarn™ Credit Card. Not only does it free you from foreign transaction fees, but this card also gives you a 1. Explore. The three iterations of the Platinum I'm comparing today include The Platinum Card® from American Express (the most popular choice), The Business Platinum Card® from American Express and The American Express Platinum® Card for Schwab. YULIYA TABA/GETTY IMAGES. Furthermore, the Plum Amex gives you a bit more leeway than most charge. YULIYA TABA/GETTY IMAGES. The card’s introductory 0% APR lasts for 18 billing cycles and applies to both. $155 Walmart+ Credit: Cover the cost of a $12. Accept Amex Cards. 99% (see rates and fees) with the Pay-Over-Time feature. With no need to opt-in or preselect your categories, so you. r/amex • Amex Plum No Preset Spending Limit and Personal Delta card. ”. $75. Learn what it takes to. Select the Card below to read the full terms and conditions for Return Protection related to that Card. $250 Transaction Fees Foreign Transaction. Cardholders can choose to pay their bill. Update: Used Plum card on 07/15 and spent $499. Credit Cards AmEx Gold vs. 5% currency back otherwise pay up to 60 days later less coming interest (or winning cash back). Cost includes $12. Activate Your Amex Platinum Card. The Plum Card® from American Express is a business charge card designed for small and mid-sized business owners who need flexibility in managing their cash flow. Welcome bonus: Earn 40,000 bonus miles. This feature lets you split large purchases into monthly payments by paying a fixed fee and no interest charges. The Delta Reserve offers. You can get a discount of 1. Use Amex Membership Rewards Credit Cards. In contrast, the Business Platinum bonus is worth $2,400, making them two of the most valuable offers on the market. Track spending & rewards, find offers, review your balance, pay your bill and enjoy features only available in the Amex. 5% on balances paid before the due date. Platinum: Platinum Takes the Prize for Perks Advertiser disclosure AmEx Gold vs. View side-by-side comparison of rewards, rates, fees, and benefits at CreditDonkey. $695. The Platinum Card annual fee. American Express has a suite of different personal and business credit cards,. Corporate Platinum Card; Corporate Purchasing Card; Personal Card Annual Credit; PREPAID CARDS. The variable APR on the Amex Gold can range from 15. Application link: Amex Gold with a 60,000-point welcome bonus. Currently, you can earn 80,000 Membership Rewards points after spending $8,000 during your first six months of card membership. Free $15 Uber every month! ;) Updated: AmEx Platinum letter stated, “ we have suppressed the following fees from billing on your account statement for the duration of your active military duty. This card offers a unique payment structure that allows cardholders to pay early and receive a discount or pay later with no interest charges. 7. The Amex Platinum card is an ultra-premium travel rewards card with a ton of benefits, so it only makes sense that it has an ultra-premium price tag to go along with it. One App - American ExpressThe Amex Platinum is one of the top cards when it comes to being treated like a VIP, but with its annual fee costing close to $700, it may make sense to consider whether another less-expensive. Delta Travel Benefits. Meanwhile, American Express increased the annual fee on the Platinum Card from $550 to $695 (see rates and fees) in mid-2021. Enjoy exclusive access to the Amex for Foodies dining programme, with up to 20% off your bill at 30 premium restaurants. You have to pay your balance within 10 days of your statement closing date. There’s no minimum purchase amount, so this could potentially get you up to $100 in value per year. 5% “cash-back,” which is actually an early payment discount. Credit Cards; Business Credit Cards;The Plum Card® from American Express: 1. None. *; MORE REWARDS: Get 4X Membership Rewards ® points on the 2 select categories where your business spent the most each month. Winner: Amex Business Platinum. 99% (see rates and fees) with the Pay-Over-Time feature. The Platinum Card. Welcome bonus. Welcome. Winner: The Platinum Card. However, certain premium cards cover your purchases for up to $10,000 per incident, with the same limit of up to $50,000 in total claims per calendar year. Platinum Card members will be charged a $50 fee for each guest—or $30 for children aged two through 17. The Plum Card from American Express, on the other hand, has a unique “rewards” structure. It is a good credit card. The American Express Business Platinum card also has rental car insurance and extended warranty, which are more common perks across American Express credit cards. Amex Plum Card [2023] - The Plum Card® From American Express Review for 2023Browse all Cards ( 6) American Express® Platinum Card. Bonus value*. 2. Select the Card below to read the full terms and conditions for Global Assist Hotline, Premium Global Assist Hotline and Emergency Assistance related to that Card. The Platinum Card® from American Express comes with a $695 annual fee. The card earns a whopping 4x points per $1 in the 2 categories (from a list of 6) that your business spends the most money on each month.